We buy insurance to protect ourselves, our loved ones, and our vehicles. Car accidents happen and we know this. That’s why we purchase insurance.
When we get into a car accident, we count on that insurance being available for our injuries and damages to the vehicle. We should have no reason to think that insurance we’ve been paying for won’t be there to support us when we need it. All too often, the insurance company denies the claim altogether, refuses to pay the full amount, or acts in a manner that serves to delay payment for long periods of time.
What happens when insurance companies act this way is that the people who need the money most, you, are not getting it. These actions by the insurance company create additional cost and stress for you. Your next step should be to speak with an attorney so they can evaluate your bad faith claim and guide you to recovery.
Your insurance policy is your contract between you and the insurance company. Your duty under the contract is to pay your premium each month. The insurance company has the duty of paying your claim for an auto accident, if that unfortunate time ever comes. But when your insurance company refuses to hold up their end of the bargain, it leaves you in a precarious position.
Bad faith insurance claim examples
It can be hard to know if you have a bad faith insurance claim. Here are some examples to help you:
- Your insurance company denies a claim covered under your auto policy
- Your insurance company pays only some of the benefits under your auto policy
- Your insurance company delays the investigation of your auto insurance claim without a reasonable explanation
This list does not provide every possible scenario. Insurance companies are using new tactics every day to keep from paying out legitimate insurance claims. The insurance companies hope you won’t notice or you’ll simply go away. Don’t let them win.
Why you need a bad faith litigation lawyer
Bad faith litigation lawyers have the skill required to help you recover from the bad acts of your insurance company. They have helped many clients just like you who realize something just isn’t right.
Insurance lawyers know all the tactics that insurance companies use to try and get you to settle for less than your claim is worth, to delay paying your claim, and to keep your money in their pockets.
When an attorney works with you, they take the time necessary to evaluate the details surround your auto accident and your claim. They will then work with you and your insurance company to help you get the best results they can get for you. Their goal is to get you back on your feet by fighting for your rights.
Contact a firm today to start speaking with a bad faith litigation lawyer. Together, they can get you on the path to recovery.
Call 434-817-3100 or complete a Case Evaluation form
