Being involved in a personal injury matter is stressful no matter how the personal injury came about. There are certain things that insurance companies required to have a successful settlement. Unfortunately, some successful settlements require extra help from an attorney and even the injured party. What I mean by this is, they are some people that simply do not follow the laws of the road. While that can just pertain to traffic signs and lights. That may also pertain to the laws for any motor vehicle being operated. Not everyone has a valid drivers license, and that everyone has an insured vehicle. Laws vary from state to state but it is very common across the board that operated vehicles should be insured. Unfortunately, that is not always what happens. In the event that you were a loved one was involved in a motor vehicle accident with a vehicle that was not insured be sure to contact a personal injury attorney about what your next options are.
These cases differ from a normal motor vehicle accident case because usually they will be a person or entity to hold responsible. In ideal cases, the at fault party will have insurance and therefore you hold the insurance company responsible. But when they do not or if they are underinsured, you may have to open a claim with your own insurance company. While it may not be required to have an uninsured motorist coverage on your vehicle these are the reasons you have this coverage. When someone is uninsured or underinsured are you involved in a motor vehicle accident or any personal injury incident, you are able to use the funds made available in your uninsured motorist policy to cover any damages that occur to you.
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No insurance company wishes to pay money out in claims. However these insurance policies protect you if you are harmed or if you harm another party. Not every insurance company will be that cooperative. That is why it is imperative to speak with an attorney about your legal options especially if the person that caused you harm has no insurance or very little insurance. Should you or someone you know will be a victim of an injury caused by another party that was not insured or underinsured contact a personal injury attorney in Atlanta, GA, like from The Law Offices of Andrew R. Lynch, P.C., to see what you can do and what underinsured or uninsured motorist coverage you could potentially use to cover damages caused to you and your loved one.
Call 434-817-3100 or complete a Free Case Evaluation form