Almost every state has a law requiring that anyone who operates a motor vehicle carry insurance on it. However, there is no way to prevent an uninsured driver from getting behind the wheel of a car, only to penalize them after the fact. Unfortunately, some drivers take the chance that they won’t get caught without insurance, and an estimated 12.6% of U.S. motorists are uninsured. Our car accident lawyer in Richmond, VA can help you after an accident with an uninsured driver.
If you ever do get into an accident with an uninsured driver, here are some things to remember as you think about contacting a car accident lawyer in Richmond, VA.
1. Don’t Accept Money or Promises
An uninsured driver knows he or she can get in trouble with the law for not having insurance. He or she may offer you money to avoid the involvement of law enforcement or play upon your sympathies. Do not be swayed. At this point, you do not know the extent of your injuries, and whatever the other driver offers may not be enough to cover your expenses. You have to protect your own interests, and it is in your interest to call the police and have them file an official report.
2. Collect as Much Information as You Can
Most of the things to do after an accident with an uninsured driver are similar to the steps you would take after any accident, such as exchanging information. However, if the driver is uninsured, he or she may not be very cooperative, especially if you have already refused his or her offer of money. If the other driver doesn’t cooperate, don’t force the issue. Just call the police and collect as much information as you can. Take pictures of the damage and of the other driver’s license plate number.
3. Contact Your Insurance Company
Nearly half of all states require you to purchase uninsured motorist coverage from your insurer for a situation such as this. In other states, it is optional. Whether you have the coverage or not, it is always a good idea to call your insurer after an accident. If you have uninsured motorist coverage, you can start the claims process right away. If you are not sure if you have the coverage, you can contact your insurance company to confirm.
4. See a Doctor
As soon as possible after the accident, you should see a doctor for a thorough examination. If you have any serious injuries, these should be diagnosed and treated as soon as possible, and medical records established documenting the damage done.
Whether it is dealing with your own insurance companies or filing a lawsuit against the uninsured driver, our car accident lawyer in Richmond, VA may be able to help you deal with the aftermath of a car accident. At MartinWren, P.C, we are ready to walk with you in your pursuit for fair compensation after an accident with an uninsured driver. Contact us to schedule a consultation.