Personal injury law is the body of governing statutes and decisions that determine whether you have a personal injury case for physical and mental injuries that you have received. You may receive these injuries in an accident, such as a car crash or slip and fall, or you may receive them due to negligence of some kind such as defective products, and other incidents that you are not responsible for.
Every state in the United States has its own personal injury law, and in Virginia personal injury liability is based on who is most at fault. Who is at fault for the accident, who negligently injured someone else. That person is going to be legally responsible for the financial compensation of the victim.
What should you do after an accident?
Obviously after an accident you need to go get medical advice, medical assistance. You should do this even if you do not think you are injured, because there are some types of injuries that do not show up right away and can take hours or days to develop such as traumatic brain injuries. These injuries can be extremely serious when they are not caught and treated early on, furthermore after an accident even if you think that you have not been injured you should seek medical assistance because if you do have an injury crop up later you may not be able to file it on your claim because you did not get medical help.
The reason it would happen, is because there would be no way for you to prove that the accident or incident caused your injury and it’s not a pre-existing condition or something that happened way long after the accident happened.
Should you talk to the insurance company of the person that caused the accident?
No. If you received injuries in an accident that somebody was at fault for, and you are currently in the process of getting them to take care of the medical fees and damages attached to the accident do not talk to their insurance.
Insurance companies do not like to pay out and they want to pay you out as little as possible or nothing at all. This is because an insurance company’s bottom line is to save money for themselves; not the clients they serve are the people their clients are injured. Talking to an insurance adjuster you can jeopardize your legal claim and you may even affect your ability to receive compensation for this accident. An insurance adjuster is going to be looking for things to use against you and they can twist anything to be used against you that’s their job.