When you get hurt while you are doing your job, you should know about the worker’s compensation process. States require certain companies to offer worker’s compensation insurance to their employees who suffer a work-related injury, as a worker’s compensation lawyer like one from Therman Law Offices, LTD can explain. These benefits are awarded for eligible injuries, and are meant to cover the expenses such as medical bills and missed wages. The program was created to ease the burden on workers’ financial struggles as they recover from their injury. If you have never filed a claim before, there are a few basic things that you should know before beginning the process.
Learn Your State’s Requirements
Worker’s compensation is handled at the state level, so each state has their own set of laws and requirements. This means that the benefit amount you receive as well as the types of consequences you can face for submitting false claims can greatly differ. If you need help interpreting your state’s worker’s compensation laws, a lawyer can explain them to you and how they pertain to your situation.
Medical Records Boost Your Claim
It is not uncommon for workers to file a claim without sufficient medical records. Seeking medical attention right away after a workplace injury is advised so that you have the records that you need to back up your claim. Insurance companies are less likely to approve your claim if you are missing critical information about your injuries.
Only Certain Injuries Are Eligible
Just because you get injured at work does not mean that you will automatically be eligible for worker’s compensation. If you have been doing criminal activity or were violating your company’s policy at the time of the accident, you will not be eligible to receive worker’s compensation. If you are having trouble filing a claim because your company argues that you were violating a policy,
You Have Limited Time to File a Claim
If you have an injury that you sustained at work, you need to explore your legal options right away if you hope to get assistance with your claim. Most states only give you two years to file a worker’s compensation claim. Make sure to talk to a lawyer early so that they have enough time to evaluate evidence gather, information and prepare your case.
Do not miss out on compensation that you may be entitled to. Meet with a worker’s compensation lawyer to discuss your legal options.